HADA DBank is the first Digital Bank to incorporate the Sharia Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. We are troubled by the current bank and financial institution persecution of their customers. Existing players make money out of thin air from debt and interest. This is why the global economy has collapsed over time, evident since the 1st century. The lack of responsibility charged by banks is brave enough. This is why we chose to be part of the current financial revolution through the establishment of a Bank, a caring and personal bank.
Caring and Personal: this is our core value, shaping and influencing services, transactions, interactions and running our business. These words will guide our behavior internally within our organization, and externally with our customers and society. We aspire to be a bank that really cares to improve people's lives, not just profit from it. Personalization will also be the main focus of our services. Different customers have different needs, and require different services and attention. Customers HADA DBank will have a customized service because we believe, not everyone can wear the same pants.
HADA DBank will become the world's first Blockchain-based Digital Bank to integrate Shariah Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. As our existing Digital Bank and newly created Blockchain Bank focus on Conventional Banking services, we chose to win Islamic Banking services due to the lack of such facilities. In 2016, sharia banking is worth USD 1.5 trillion globally.
Islamic banks are less risky and tougher than their peers, due to the aspect of their capital needs and the mobility of their bank deposits. Unlike Conventional Banking, deposits to Sharia Banks are entitled to be informed of what banks do with their money. They also have a vote in which their money should be invested. Islamic banks also seek to avoid interest at all levels of financial transactions and encourage risk sharing between lenders and borrowers.
The HADA DBank team , will develop a comprehensive Blockchain Digital Bank that will make life easier for everyone, regardless of their status. They will be able to perform banking activities at a cost of 0% and at the same time enjoy our quality service. We are here not just for profit, but to make a justified profit while ensuring a better banking experience.
We aspire to be a 'fair' organization in the financial industry. The 2007-2008 financial crisis serves as a grim reminder of how some irresponsible players can replace an entire industry, leaving millions of people in financial ruin. Sharia banking, because of transparency, the concept of sharing profit and loss, will minimize market manipulation and eliminate other domino clashes.
There are two basic principles in sharia banking. One is the sharing of profits and losses; and two, significantly, the prohibition of interest collection and payment by creditors and investors. Collective interest or "Riba" is not permissible under Islamic law. In terms of profit, both the bank and its customers in the form agreed upon. In case of loss, all financial losses will be incurred borne by the lender. In addition, Islamic banks can not create debt without goods and services to support it (ie physical assets including machinery, equipment, and inventory).
Technology at HADA Dbank
HADA DBank uses private blockchain that is stored on every node in the network. By default, all nodes are controlled by HADA DBank. Some nodes only store copies of blockchain and do not take part in the transacton confirmation process (consensus protocol). The node can act as a gateway node or backup server. A node that acts as a validator can be found in a secure network segment of the bank and available through the gateway node.
The core core database is implemented in a blockchain structure, where each block is a set of transactons. Each new block defines the new core state according to the previous block state. The core database integrity is provided by blockchain and consensus on it. Each block is connected cryptographically to the previous block. This feature ensures the ability to validate the database and history of transactons on each tme in the future. The primary database stores all the data that passes its core.
Features and Exclusive Benefits
With e-Wallet or Debit Card and change it to cash or cryptocurrency or token to spend more. Use it as an additional discount to pay for whatever you want and save more on your purchase. You can also use points collected to exchange anything you like at partner e-malls or physical outlets around the world.
Financial, Distribution, and Allocation
Token Info
Token: HADA
Platform: Ethereum
Type: ERC20
PreICO price: 1 HADA = 0.0005 - 0.000625 ETH
Bonus
0-10,000,000 HADA » 1 HADA = 0.000500 ETH
10,000,001 - 20,000,000 » HADA 1 HADA = 0.000525 ETH
20,000,001 - 30,000,000 » HADA 1 HADA = 0.000555 ETH
30,000,001 - 40,000,000 » HADA 1 HADA = 0.000588 ETH
40,000,001 - 50,000,000 » HADA 1 HADA = 0.000625 ETH
Tokens for sale: 295,000,000
Investment Info
Accepting: ETH
Distributed in ICO: 55%
Soft cap: 500 ETH
Hard cap: 50,000 ETH
HADACoin Distribution
A total of 500 Million HADACoins will be issued. 295 Million coins will be offered for sale. Out of the 295 Million coins, 20 million will be allocated for private investors and institutional buyers. 50 Million of the 275 Million coins will be released during PRE ICO exercise and the remaining 225 Million coins will be released in our ICO exercise in the near future. 10 Million coins will be allocated for the bounty campaign.
Any remaining HADACoins not sold during the Pre-ICO will be placed into an escrow account for future utilization, in which the amount release in a month or a year will be appropriate as to not to incite nor encourage the "Pump and Dump" activity, which could effect the price of HADACoin in the market.
Allocation
- 35%: Capital raised by PRA-ICO will be allocated for research and development.
- 30%: For Operational Expenses.
- 20%: For Capital Shopping.
- 30%: For DBANK HADA Reserves.
HADA DBank Team
- Marcos Macias - COO
- Mohd Al-Shazanous - CEO / CFO
- Juan Mahussin - CTO
- Linda Azmi - CMO
- Ernest Loh - PR & SPOKEPERSON
On The List of Advisors:
- Barjoyai Bardai - ISLAMIC BANKING & FINANCE
- Guan Seng Khoo - RISK & DATA SCIENTIST
- Kevin Koo - LEGAL
- Loc Hamaka Nawi - SECURITY
- Yousuf Ikram - Risk Management & Consultant
- Alan Kong - BANKING INNOVATION
- Robby Schwertner - BLOCKCHAIN ECONOMY EXPERT
- Darrell Emmanuel - INVESTMENT & ASSET MANAGEMENT
- Faiz Ahmed Faiz - MARKETING & CRYPTOCURRENCY
Conclusion
Here at Hada DBank, we aim to be different from conventional banking. In fact, we are the First Digital Bank to fuse Islamic Banking Module with Blockchain Technology. Islamic Banking is not just for Muslims. It’s for everyone. It represents something - Transparency and Risk sharing.
Islamic Banks are less risky and more resilient than their counterparts, due to the aspects of their bank capital requirements and mobilisation of deposits. As opposed to Conventional Banking, depositors to Islamic Banks are entitled to be informed about what the bank does with their money. They also have a say in where their money should be invested. Islamic banks also strive to avoid interest at all levels of financial transactions and promote risk-sharing between the lender and borrower.
This will help you better in a profitable project and really make a profit. More information is available at:
» Website: https://www.hada-dbank.com/
» Bitcointalk ANN Thread: https://bitcointalk.org/index.php?topic=2607739.0
» Author/Bitcointalk Username: Bredd6767
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