What do you know about Datarius? This platform is considered as the first of its kind based on social P2P analysis applied to banking services. The blockchain community closely follows the ambitious project of the first decentralized development of social P2P cryptanalysis. It will allow people from all over the world to take full advantage of financial services on equal terms, which is impossible with traditional banking, and no less utopian, but at least with an achievable perspective thanks to blockchain benefits.
You can visit Datarius official site here: https://datarius.io/
The ICO's agenda continues to look interesting and full of proposals, especially in the banking services sector. This time we will talk about Datarius, a P2P cryptobank platform whose presale has just begun.
During December 12 and until December 31, the P2P Cryptobank Datarius will execute a presale of DTRC tokens. Each participant in the round will receive a bonus of 35 percent.
The main characteristics of Datarius are the use of blockchain, artificial intelligence, cryptocurrency operations and a special designer of the rates adapted to the client in particular.
The blockchain of Datarius will allow the bank’s clients to transfer funds in fiduciary money and cryptocurrencies from one point of the world to another in minutes and at the lowest rates. Artificial intelligence increases the security of transactions, and helps analyze the risks of loans. All Datarius users receive only the services they need, which they choose from the general list in their Personal Account.
P2P loans are another characteristic of Datarius. It provides millions of people around the world the ability to receive and grant loans using a personal account in the browser or through a smartphone application. It is a fast, reliable and easy way to get a loan wherever a person is. This is an opportunity to win without involving third party intermediaries and their commissions.
DTRC Token
DTRC token (DaTaRius Coin) — utility-token based on the smart contract ERC-20 of Ethereum network. This is a unique access key and the only instrument for participating in the system of decentralized Datarius cryptobank. The entire range of ecosystem financial products and services is based on the direct interaction of users with each other using DTRC tokens.
Financial products are formed by system users based on predefined rules with the help of designers. Customers independently establish and accept terms of interactions using the token. With the transition of Datarius cryptobank to its own blockchain, DTRC token will be transferred in equivalent of 1 to 1.
When carrying out internal system operations using DTRC token, a service fee of 0.02% to 0.15% of the transaction amount is automatically calculated and charged. The fee is calculated using special algorithms, taking into account such factors as amount, type of operation, risk level, scoring and type of involved users. The lowest fees charged for the most risky operations without involving internal and partner services. Strictly following the principles of sociality, openness and freedom of choice, Datarius cryptobank empowers all active holders of DTRC token to receive 65% of the directly withdrawn fees and charges. The distribution will be conducted annually, starting from 2019, proportionally to the number of token holders.
Distribution of DTRC tokens
Following Datarius basic principles on sociality and formation of the system, its participants developed following concept:
- 73% of all released DTRC tokens will be available for bankers throughout all stages of token sale
- 20% of total number will be transferred to corporate fund after the release. It is formed by project founders and consists of two parts. 8% will be distributed between project team, 12% - a reserve fund managed by sta specialists to balance economic model of Datarius ecosystem;
- 7% of released tokens will be o ered as direct bonuses before the end of ITO. Datarius bonus fund is divided into two parts: 2% of total number of released tokens will be a bounty campaign fund, people and companies providing exclusive support for the project will use 5% of total number of tokens as bonuses.
The tokens pre-sale round begins on December 12 on the official website of Datarius Cryptobank and will last until December 31. The referential value will be A DTRC = $ 1, but during pre-sale each buyer receives a bonus of 35 percent. The funds raised will be allocated to a DPL license, ITO platform, a prototype of the system.
According to the project's Whitepaper, user accounts will be protected with the biometric authentication system. Each customer can issue an unlimited number of virtual cards, which can be used to control expenses and improve security. The confidence limit system also deserves special attention. It allows to make loans in automatic mode under very specific favorable conditions for each user, as well as to facilitate the work with remote employees.
All necessary information is available on the official website of Datarius Cryptobank.
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